Is it a ‘yoo-ka-lailee’ or a ‘oo-koo-leh-lay AND do you say ‘A Ukulele’ or ‘An Ukulele’?

Quick and Dirty Tips discusses the pronunciation of our favorite instrument and other grammatical concerns related to it…
‘While most American mainlanders say ‘yoo-ka-lailee,’ any Hawaii resident will tell you that the correct pronunciation of this Hawaiian word is ‘OO-koo-leh-lay,’ and this is, in fact, how it is pronounced throughout our great state. No self-respecting Hawaii resident would say ‘yoo-ka-lailee.’
http://blog.quickanddirtytips.com/2011/09/07/a-ukulele-or-an-ukulele/